What markets does The Ledger Homes by eXp focus on?

The Ledger Homes by eXp focuses primarily on Dubai and Miami/South Florida, including areas like Miami Beach and Coral Gables. The team specializes in ultra-luxury villas, penthouses, waterfront estates, and off-plan developments targeting high-net-worth buyers and investors.

Is The Ledger Homes part of eXp Realty or a separate brokerage?

The Ledger Homes is a luxury-focused real estate team operating within eXp Realty, not a separate brokerage. Agents use eXp’s cloud-based platform, systems, and commission structure while maintaining a boutique luxury brand identity.

Do they work with buyers only, or also investors and developers?

The Ledger Homes works with buyers, investors, and developers. This includes primary home buyers, second-home purchasers, real estate investors, and developers launching luxury or off-plan projects.

What kind of service do luxury clients receive?

Clients receive concierge-style real estate services including curated property selection, private tours, access to off-market listings, and guidance on legal, financial, and lifestyle aspects.

Can foreigners buy luxury property in Dubai?

Yes, foreigners can purchase freehold properties in designated areas such as Palm Jumeirah, Dubai Marina, and Downtown Dubai, following regulations set by the Dubai Land Department and RERA.

What are the main costs and taxes in Dubai real estate?

Dubai has no property tax, income tax, or capital gains tax on personal residences. Buyers typically pay a 4% Dubai Land Department transfer fee, agent commissions, registration, and administrative costs.

What types of luxury properties are available in Dubai?

Luxury properties in Dubai include villas, penthouses, townhouses, and high-end apartments located in areas such as Palm Jumeirah, Emirates Hills, and Downtown Dubai, often featuring premium amenities and waterfront access.

What is the buying process like in Dubai?

The process includes a reservation agreement, signing a sales contract (Form F), obtaining a developer No Objection Certificate (NOC), and completing the transfer at the Dubai Land Department.

What is the difference between off-plan and resale properties in Dubai?

Off-plan properties offer lower entry prices and flexible payment plans but require careful due diligence on developers. Resale properties are ready to move in with clear ownership but are typically more expensive.

What defines luxury real estate in Miami?

Luxury real estate in Miami typically starts at $1 million, while ultra-luxury properties often begin around $5 million, especially for waterfront or gated homes in areas like Miami Beach and Coral Gables.

What are typical closing costs in Miami?

Closing costs usually include lender fees, title insurance, appraisal, property insurance, and sometimes attorney fees. Luxury condominiums may also include HOA fees.

Do luxury condos in Miami require board approval?

Yes, many luxury condominiums require board approval, including financial disclosure, background checks, and interviews.

Are there property taxes on luxury homes in Miami?

Yes, Florida applies ad valorem property taxes based on property value. Rates vary by county, and exemptions may apply for primary residences.

Is financing common in Miami luxury real estate?

Both cash and financed purchases are common. However, cash offers are frequent in ultra-luxury transactions, while lenders carefully evaluate loan-to-value ratios and property types.

The Ledger Homes by eXp

Dubai’s Luxury Property Market Just Hit Another Record:Here’s Why Global Wealth Keeps Flowing In

May 12, 2026

Dubai’s luxury real estate market continues to outperform nearly every major global city, and the numbers behind the momentum are impossible to ignore.

In 2025 alone, Dubai recorded:

205,400 residential transactions, an all-time record
AED 544.2 billion in residential sales value
A 25% increase in transaction value year-over-year (Knight Frank AE)

What is even more remarkable is where the growth is happening: the ultra-prime segment.

According to Knight Frank, Dubai recorded:

500 homes sold above $10 million in 2025
68 transactions above $25 million
$9.05 billion in $10M+ luxury sales alone (Knight Frank AE)

Just five years ago, Dubai recorded only 30 sales above $10 million annually. Today, it has become one of the world’s busiest ultra-luxury property markets. (Knight Frank AE)

Why Dubai Is Attracting Global High-Net-Worth Buyers

Dubai’s appeal is no longer based solely on lifestyle.

For international investors, entrepreneurs, and family offices, the city offers a unique combination of:

Zero income tax
Long-term residency programs
Strong infrastructure
Global connectivity
Political and economic stability
High rental yields compared to London or New York

At the same time, luxury inventory in Dubai continues evolving rapidly, with buyers prioritizing:

Waterfront properties
Branded residences
Wellness-focused developments
Turnkey luxury living
Smart-home integration

Communities such as Palm Jumeirah, Palm Jebel Ali, and Dubai Hills Estate continue to dominate demand among global buyers. (Knight Frank AE)

Off-Plan Is Still Leading the Market

One of the strongest trends shaping Dubai’s market is the dominance of off-plan real estate.

Recent Dubai Land Department data analyzed across millions of transactions revealed:

Off-plan properties were on average 43% more expensive than ready properties in 2025
Dubai transaction volumes grew from 49,000 sales in 2020 to more than 267,000 in 2025 (Reddit)

The reason is simple: buyers are positioning themselves early in anticipation of future appreciation and increasingly limited premium inventory.

Final Thoughts

Dubai’s luxury market is no longer considered “emerging.” It has become one of the world’s most established destinations for global wealth preservation and lifestyle-driven investment.

As demand from international buyers continues to accelerate, many investors believe the city’s ultra-prime market still has significant room for long-term growth.

Discover Dubai’s Most Exclusive Opportunities with The Ledger Homes:

The Ledger Homes provides access to Dubai’s most sought-after luxury residences, waterfront developments, and investment opportunities through a highly tailored and discreet approach designed for modern global buyers.